Dual eligibles (people who have both Medicare and Medicaid) and others with Extra Help have a special enrollment period to change their health or drug coverage once per quarter between January 1st and September 30th. Changes take effect the next calendar month. If a dual eligible wants to change her health or drug plan for the remainder of 2022, she must do so by September 30th.
During the last quarter of the calendar year (October-December), dual eligibles and those with Extra Help can use the Annual Open Enrollment Period (October 15th-December 7th) to make changes to their coverage. Changes made during this time take effect January 1st.
Dual eligibles and people with Extra Help who need free, unbiased counseling about plan options or those who need help using the special enrollment period to make a change by September 30th are encouraged to call PA MEDI at 1-800-783-7067. See here for a link to upcoming PA MEDI events and presentations as the Medicare Annual Open Enrollment Period approaches.